Email : firstname.lastname@example.org | Get A Quote
When you read a blog post or check the status on social media what keeps you engaged?
Graphics Interchange Format (Gifs)
Yes, you are right.
Did you know that almost 70% of companies invest in content marketing, which could include gifs marketing strategies?
According to research, 32% of digital marketers admit that visual images like gifs and memes are the best form of content in brand awareness.
All are good but what are animated images and how we can use them in our blog and social media posts?
Don’t worry, today, I am going to share with you unique information about the animated images that will help you to create and share visual content.
Types of animated images that engage more than a simple image:
Hope you like the information. Please do share the post on your social media accounts and with others too who really need this information and don’t forget to leave a comment with your thought and you can also leave a site in the comments if you want me to include them in this list.
Ever since the advent of the first cryptocurrency Bitcoin in the year 2009, cryptocurrencies have been gaining huge traction and popularity among global investors because of their many advantages. Especially after the blockchain technology concept was brought in, it expanded the benefits to the investors in the crypto business. Hence, cryptocurrencies and cryptocurrency exchanges have been the spotlight since then, in the digital business sphere.
Because of this, Every budding entrepreneur is willing to try their hands with the crypto business and aspiring to own their own crypto exchange platform. But with the widespread demand and competition, they are often confused about where to begin and which is the right way to go for developing an exchange software that will survive and shine through the competitors. In this article, we are going to discuss every solution that you will require to build a robust cryptocurrency exchange software for your business. If you are a beginner, let’s start from how a crypto exchange software works.
How does a crypto exchange software function?
A crypto exchange software allows investors to exchange their cryptocurrencies for another, buying and selling of coins and also,exchange of cryptos for fiat money and vice versa. Crypto exchanges also work almost like stock exchanges but the difference is that, in stock exchanges, traders exchange assets such as shares, company stocks etc to profit from the changing rates, whereas in cryptocurrency trading, traders use cryptocurrency pairs to manage and profit from the volatility in the crypto prices.
Crypto exchanges allow investors to buy and sell cryptos with low commission fees. The traders will be charged a minimum transaction fee for conducting trades on the exchange platform.
Let’s take a look at the working of the exchange software step by step,
Why should you go with crypto exchange software for your business? What are the key advantages that will make your business profitable? Let’s take a look.
Significant advantages of cryptocurrency exchange
Liquidity is the key factor that will help investors with converting their cryptos into cash, without affecting the market price value. It is essential for an exchange because it offers users with quicker, efficient transactions at better prices.
The crypto market allows 24/7 transactions from anywhere to anywhere around the world as crypto exchanges are not governed by central authorities. Crypto exchanges allow direct transactions between traders with zero downtime.
Blockchain technology allows the users to conduct transactions anonymously and their information is completely protected. Also, transactions once recorded on blockchain, cannot be interchanged/ erased which ensures security to the users.
As crypto exchanges allow direct peer-to-peer transactions, it removes involvement from any third party, therefore ensures a risk-free transaction process to the users.
Crypto exchange platforms offer sole ownership to the users. The user gets to control their funds and makes decisions on the transactions that happen on the exchange. This offers enhanced safety and security to their funds and helps with a hassle-free business experience.
How to develop a cryptocurrency exchange platform? What is the best approach?
To develop a crypto exchange software, there are two ways to go. The first one is, building the exchange from scratch. To build an exchange from scratch involves several processes such as,
To be done with all the above mentioned steps will take an ample amount of time and cost a fortune. It also involves quality technical assistance to withstand the competition in the market.
The second method is probably the most convenient method, obtaining whitelabel solutions. Whitelabel crypto exchange platforms are readily-available solutions that come with every necessary technical, security and feature integrations required for the exchange to run. Also, whitelabel solutions come with a name, branding, logo, UX/UI based on the preferences of the customer. They are easy, customizable and scalable. They are readily-available, quick to launch and available at cost-effective prices.
For deeper understanding of whitelabel exchange software, let’s take a look at the significant features that come along with it.
Salient features of a whitelabel crypto exchange software
With whitelabel solutions,launching crypto exchange becomes way quicker and easier. They are already available for launch and the users have to just buy and install for the exchange to hit the market. They are also pre- tested before delivering to the customers, hence they are 100% reliable.
There are a multitude of companies offering whitelabel cryptocurrency exchange solutions. If you want to choose the right one, conduct extensive research and choose a well experienced team of developers.
Starting an Initial Coin Offering (ICO) token sale might feel like a troublesome task to those who are just beginning in the crypto industry. But if you know just the right approach, you can save yourself a lot of money and time and make things quite smooth while starting and running an ICO.
With that purpose, we are today going to share a brief yet complete guide to starting the first ICO project.
But, first things first.
ICO, or Initial Coin Offering, is a new kind of fundraising method in which the issuing company sells a new cryptocurrency (token) in exchange for investors’ money, usually as a way to raise funds for a new project.
Here’s a step-by-step guide to starting and running a successful ICO token sale.
Start by telling people about your project. You simply cannot expect anyone to invest in your ICO unless you tell them everything about the project and convince how investing in it will profit them.
For this, you must have a very good idea of the project concept and the problem it is trying to solve. Then, you need to find a USP (Unique Selling Point) that makes your ICO better or different from the existing ICOs. Then, start telling about it by writing on your ICO website, writing in the whitepaper and sharing on social media and other places.
The more people know about your project, the more likely they are to become a part of it.
For instance, DAVX coin, which is a digital payment currency, is all about providing an alternative to bitcoin by making digital payments convenient and secure. By spreading the message all over the internet, social media, forums, etc. they are making sure that the investors know about the coin before investing in the ICO.
The project roadmap is also an important thing to include on your ICO website/whitepaper in order to give investors a clear idea of how the project will proceed, when and how you are planning to hold the ICO sale and what happens after that. So, make sure to craft a good and achievable roadmap for your project and convey the same to your targeted audiences.
While most of the novice investors may not ask for the technical specifications of the project before buying your tokens, a professional/experienced investor always will.
Technical specifications include the technical details of the project, including the blockchain type, implementation mechanism, token details, smart contract, mining process (if there is the mining of coins), etc. Make sure to explain everything in detail in your ICO whitepaper.
Smart Contract is a blockchain application that is created mainly for the purpose to work as a digital contract for the users of a blockchain network. Smart contracts are written in computer code and can be customized to validate any kind of digital transactions such as payments, contracts, ownership transfer, etc.
Every ICO which is powered by blockchain technology must have a smart contract to digitally and fairly process the investors’ money. The smart contract must be available to investors on request.
One of the major concerns of the investors of any new ICO is whether the project is even capable of giving a return on the investments. No investor will ever want to put their money in a project which does not have a proper revenue mechanism.
For instance, a digital currency will be used for payments as well as for trading on exchanges. So, the investors can earn profits by using or trading/holding the coin.
Similarly, the issuers of new ICOs must also have a clear and proper mechanism for revenue generation for the platform as well as for the project investors. Do explain the same in your project whitepaper.
If there is a lending program associated with the project, make sure to specify it in detail in the whitepaper. A lending program is where the issuing company allows token-holders to lend/borrow money in exchange for cryptocurrencies.
Other than the lending program, you may run other user-exclusive programs such as crypto exchange, in-wallet transfer, etc.
Also commonly known as Airdrop program, this involves paying a commission (usually in the form of tokens) to the people who bring investors to your ICO. An Airdrop program may also involve paying free tokens to those who help promote the ICO via several means such as social media, communities, etc.
If you are running an affiliate/airdrop program with your ICO, make sure to convey it properly with the potential audiences.
In order to get your ICO more popular and increase its reach to more and more people, you must mandatorily list it to various ICO listing sites such as ICOBench, CoinHills, ICOHolder, FoundICO, ICOBazaar, etc.
The ICO listing process on these sites is quite simple. You’ll have to provide the details of your ICO along with an option for potential investors to connect. Then, you can sit back and wait for investors to start pouring (depending on how good your project actually is).
Adding a news/blog section to your ICO website is another very promising way of creating engagement and converting traffic into sales. Keep your website’s news section up to date with the latest updates about the project, investment tips, ICO tips, etc. Add a comment section to your blog and always reply to user comments to further create engagement on your posts.
Last but not least, you should have a clear
vision for the future of your ICO project. Any investor who wants to invest in
your token/coin would first like to know about your future plans. You should be
able to convince them in a genuine way that the project will succeed in the
future and have great potential for the same.
The thing that I like the most about ICOs is that
anyone can start them. But that is also the thing that makes them dangerous, as
anyone (even a fraud person/company having no intent to develop anything
actually) can start an ICO. Investors are, therefore, becoming very careful
when investing in a new token or ICO. Make sure that you deliver a good ICO
experience with all the things mentioned here.
“It’s never too late to learn.” When it comes to learning the art of investment these words from Malcolm Forbes could not be apter. Investment can be a mixed bag of opportunities and disappointments.
But this cannot be a deterrent factor from putting part of your savings to work. A golden rule for investing is to stay focused and keep your investment strategy simple and easy.
If you are still a novice and taking your first plunge into the complex yet exciting world of investing, this blog lists some of the best practices that you can adopt as a beginner and get at ease with the rules of the game.
Start Early: This is one thing that all investment pundits will give you first hand. There is no denying the power of compound interest but to see it in its full bloom there is one thing that you need by your side and that is ‘TIME’.
So start saving early to invest early.
The only secret for success in investment is to realize that there is no secret at all. Do not look for overnight success as well as there is no such thing as ‘Great Timing’. Remember the road to a successful investment portfolio will have its share of pitfalls and bumps. The only best friends that you can have is ‘Information Technology’.
Be Aggressive but Tactical: The first thing is to make an assessment of your risk tolerance limit. And the next must be to breaking the investment in smaller periodic portions which will better equip you to take advantage of the currency value averaging.
Guided Investing: Unlike the erstwhile ‘You For Yourself’ investment environment, today there a host of online and offline companies offering technology-driven solutions for ensuring a great investment portfolio for their clients. Al the help and options you want is just a phone call away. The only downside is that the services are not free.
Zero fees Investing: Today there are fintech apps like Robinhood which bring all your investment needs at the tip of fingers and that also free of cost. From listing special index funds to providing analytics tools and reports, there are apps which do all the math free of cost.
Diversify: As they say, never put all your eggs in the same basket, investment portfolio must reflect a rich palette of stocks and funds that are contrasting not only in principals but industry too.
Bird-Eye View: Assessment is the key to strategizing. A common practice is evaluating your returns with respect to an index like S&P 500 or Nasdaq. Benchmarks like this not only give a bird’s eye view of the larger picture but also help in better categorizing your hits and misses.
Zen-Like Calmness: Investment can be a bumpy ride for some. But instead of being overly elated or overly depressed by short-term gains and losses, one must keep one eye on the larger prize and work out a strategy accordingly.
And when we talk about the future, one can’t ignore but mention the pioneering blockchain solution that brings classical (stocks, funds, etc) and modern digital investment like crypto coins, tokens
industry is growing very fast. About a decade ago, no one would have imagined
that a simple paper on blockchain technology released by Satoshi Nakamoto
(blockchain’s acclaimed founder) would create a revolution that would last for
years to come.
Now that the true potential of this technology is being known to the world, many companies are actively engaging in creating and backing blockchain-based projects.
An ICO, or Initial Coin Offering, is the general process followed by blockchain startups and companies to raise funds for their projects.
Nowadays, another term “ITO” is also being widely used in the investment space. So, what is an ITO exactly and how is it different from an ICO? Let’s find out.
An ITO, or Initial Token Offering, is the process of selling tokens in exchange for investment for a new blockchain project. An ITO is similar in concept to an ICO but there is a basic difference between the two.
Yes, you guessed it right.
ITO refers to Initial Token Offering, that means it is tokens that are sold in exchange for funding. On the other hand, an ICO involves the sale of coins in exchange for investors’ money.
The purpose of
both events is the same – to raise funding for an upcoming project. The
difference is in the item which is being sold.
In order to be able to understand the difference between an ICO and ITO, we must first understand the basic difference between a coin and a token.
Coin or crypto-coin is a term used to describe the very first generation of digital currencies. These include Bitcoin, Litecoin, Ripple coin, etc. Tokens are the new generation of digital assets.
Crypto-coins are simply a means of digital payment and transactions. Just like any other currency, they are supposed to be used for trading other things. On the other hand, tokens have far more functionalities.
However, the two terms are broadly used interchangeably.
Since a token has a greater purpose than a coin, it can be used in a wide range of applications. This is why a project or application backed by token will have more value in the actual world. This is where an ITO is different (or better) from an ICO.
During an ITO, you can buy tokens which have more features and functionalities rather than simply being a way to make digital payments. Tokens have more value and are expected to gain even more value over time.
Another major difference is in terms of security and trust. Whereas ICOs have become highly corrupted by scam and fraud projects, ITO is still an investment option you can actually trust. DCI Ecosystem – a blockchain-powered digital investment platform – is all set to begin the ITO sale of its tokens.
Trading in bitcoins is not for the faint-hearted. It can give you highs and lows reminiscent of an alter-state.
Narratives are paramount in the public sphere. Like any aspect of social life, they set an image precedent difficult to shrug off. Part of the current public opinion on cryptocurrencies can be attributed to it.
However a major contributor towards this was the instant growth-depreciation price curve of cryptocurrencies. The Volatility Factor forced cryptocurrencies to become mere fantasy talks rather than investment options for the common public.
With no standard rulebook on investing in cryptocurrencies, Stablecoins come as a welcome alternative for those seeking a more stable decentralized investment alternative.
In this blog, we look at some of the core features that make stablecoins the new hot property in the cryptocurrency market and also understand how stablecoins will help the ‘Cryptocurrency Vision’ finally find its true voice amidst the masses.
Stablecoins are cryptocurrencies backed by real-world assets both physical and financial. These assets are normally stored in vaults or in escrow accounts for transparency. Unlike early stage cryptocurrencies, Stable Coins gain value from these real assets.
While die-hard crypto enthusiasts would beg to differ but StableCoins absorbs within its fabric the stability of the old FIAT system and transparency of the new decentralized system.
Some experts have termed StableCoins as price stable cryptocurrencies. StableCoins promise price stability. Vitalik Buterin, co-founder of Ethereum, had envisaged the dream of a stable cryptocurrency in one of his blog posts four years ago.
In the post, Buterin stressed on the need for an alternate form of cryptocurrency that was backed by real-world assets. This would help everyday people become familiar with the crypto economy.
Another promise that stable coins claim to keep is to ensure transparency in industries crippled with tedious norms and inefficiency. Say for example the Real Estate. Blockchain promises to render transparency to the otherwise vague industry norms.
A large-scale adoption of cryptocurrency will require an asset-backed cushion to check volatility. No-doubt the decentralized nature of cryptocurrencies have attracted one and all, it is the risk factor of investing in an unregulated crypto economy that has kept the common man at bay.
StableCoins promise freedom and safety for coin owners. As more stablecoins make their entry into the crypto economy, the freedom of choice and safety of assets could ensure the much-awaited paradigm shift that the crypto enthusiasts have been waiting for all along.
Once you’ve decided to make an investment in an ICO, the next thing is to find out the best ICO project that actually has a demand in the market and a chance to grow in the future.
To help our users, we have decided to list the top ICO projects ideal for investment in 2019 according to the data by some of the most reputed investors and investment companies in the world.
An ICO or Initial Coin Offering is the public sale of the tokens of a new cryptocurrency project/company. The main purpose of an ICO is usually to raise funds from potential investors.
While ICO may seem like a nice option for both investors and crypto startups, the increasing popularity of it is also attracting many scammers.
Make sure to go through successlife ico review given below to be able to find the right ICO for your investment this year.
Elysian is a new yet very innovative cryptocurrency company that provides a blockchain based decentralized platform for e-commerce websites.
The platform makes use of smart contracts to provide a secure way for developers (and even non-developers) to create awesome, feature-rich e-commerce websites in no time.
Other features of the platform include secure data storage, robust code, increased efficiency, faster delivery, theft protection and more.
The objective of the project is to create an innovative e-commerce system that consumers can actually trust.
Cypherium is one of the most unique ICO projects of the year 2018. The project is backed by some of the professional developers from companies like Amazon, Google, and Microsoft.
The purpose of the project is to make the use and access of blockchain common to everyone. The developers of the project are working on a system to rectify the shortcomings of present blockchain infrastructures.
As of now, the commercial and public use of blockchain is limited by things like decentralization and the lack of sufficient infrastructure.
The object is to design an intuitive interface for general users to access and use all the functionalities of comprehensive blockchain technology.
The Nafen project has been designed to help industries across the world. The company has created a nano-material that can be used by industrial organizations to increase the capacity and quality of their production.
The said nanofibers can dramatically change the various chemical and mechanical properties of industry materials infusing them with superpowers.
The Nafen project will be of use in a range of industries such as automobile, metallurgy, chemistry, oil, fuel, planes and new materials.
The NEX project has been designed to overcome the limitations of DEX (Decentralized Exchanges) and provide a highly secure exchange platform for crypto investors to invest and trade their coins.
NEX platform enables users to participate in complex decentralized crypto trading and transactions.
NEX makes use of an off-chain verification system to enable a more secure and faster system for complex trades across different blockchains.
Shipit is another innovative technology service for travelers and shipment senders.
It enables travelers and senders to connect through a common platform and help each other. Shipit will be available in a mobile app format which senders can use to find the right traveler to ship their packages to their destination at a low cost than normal courier rates.
This gives travelers an opportunity to earn income while traveling.
Trade.io has been designed to revolutionize the way brokerage services are provided and used.
The platform provides a convenient tool for brokers and agents to provide their services and make money efficiently. It is a decentralized platform that can be used by brokers to ensure smooth service transactions.
As of now, the system is already being used by many people in traditional trading markets as well as in crypto markets.
GlobaliPay has been regarded as one of the most sophisticated and realistic ICOs of 2019.
Why? For one, it is based on the concept of digital payments, which is something that’s never going to get out of demand.
Then, it takes the concept one step further by implementing a blockchain based payment system that can be accessed globally and can be used for making low-cost financial transactions with features like payment confirmation, fail-safe, high transaction security, transparency, and low transaction cost.
Now that you know about the successlife ico projects review where you can or should invest in 2019, go ahead and conduct your own research to find out more about these specific projects. Choose wisely and invest accordingly.
In this blog, we are going to share with you how to launch a successful ICO or STO as a startup in 2019.
Let’s get started!
An ICO can be a nice way for a startup to raise funds quickly for their new project.
However, the core requirement for the launch of an ICO is that the project should be based on the blockchain.
This is a good thing for projects that are already based on the blockchain technology or upcoming projects that use this technology for their core functionality.
Initially, we are going to discuss the procedure for planning and launching an STO or ICO.
Before you get started with the ICO, make sure that you are not doing it just to raise money, but your project is actually based on the blockchain and has a real use for this technology.
Also, be ready to launch your own cryptocurrency that you will sell to your investors in exchange for their money.
An Initial Coin Offering (ICO) is a fundraising process for blockchain projects.
A cryptocurrency startup that is working on a blockchain application/project conducts an ICO sale in order to raise funds for that project from interested investors.
ICO is somewhat similar to an IPO (Initial Public Offering), but the crypto company does not provide any real asset or shares to their investors who invest money during the ICO. Instead, the investors are given crypto tokens or coins in exchange for their contribution to the sale.
A token may have real-world applications and/or can be used for trading on crypto exchanges, depending on the particular project.
Here’s how an ICO sale works:
ICO Website :
The crypto company creates a website/platform for the ICO where it tells users about the upcoming ICO sales, schedule, tokens on sale, price, procedure, etc.
The white paper is an important document for the ICO.
The project whitepaper contains details about the token, the ICO, the underlying technology and various other things that a potential investor should know about the project.
As per the schedule, the sale of tokens is started on the company website or a third-party website.
An ICO may be held in one or multiple phases, including a pre-ICO (private sale) and the main ICO (public sale).
The user buys tokens in exchange for dollars/ETH/BTC or any other currency by registering on the company website.
Some crypto companies may also offer a discount or bounty offer to the early investors with the aim to make more users buy in the sale.
Now that you know how an ICO works, let’s get started with setting one up.
First, you need to create a website for your crypto project. I am assuming here that you already have started working on the project itself and have a working model ready.
Do not expect anyone to invest in your project unless you have something worth their time and money.
Mention everything about the project, including why people should invest in it, on your website. Provide a detailed project roadmap along with the current progress of the project.
It should be clear as to how and when the project will be finished. Provide proper contact information on your website. Create a separate platform for ICO registration and investment.
Create and upload a project whitepaper on the website homepage. The white paper is what a potential investor will read in order to find out more about your project.
Make sure that you clearly and precisely mention the purpose and objectives of your blockchain project in the whitepaper.
Also, provide details of the team and its members so that users can contact and find more information about them if needed.
The whitepaper should contain everything there is to tell about your project and how you can convince users to invest in it. Try to make it appealing.
Once your website is ready and live, the next thing is the ICO marketing.
With so many ICOs going around, you cannot expect users to come straight to your website and invest in the project, without much efforts on your part.
You need to tell (convince) the user why they should invest in your project and not in several other blockchain projects out there.
You can use social media sites, blockchain communities, email, messaging and several other resources to get the word out there.
A powerful blockchain concept accompanied by a real-world application is the most important thing and will do a lot of work itself. All you need to do is tell people about your project and bring them to your ICO. If the project has the potential, it will sell itself.
Over the last couple of years, the Digital world is rapidly increasing and almost covers all sectors, Digital money or Cryptocurrency is one of them. It is a digital currency which is created and managed by different encryption techniques known as cryptography.
‘Cryptography’ is a term used to code and decode some message with the help of some technique.
A Cryptocurrency is a form of digital money which is linked to the internet and 10 times secure to the current form of money. This type of money is secured by the cryptography process.
Cryptocurrency is the amazing and unbelievable example of current technology and changes the view of business persons towards the money.
A technology named as Block Chain technology has played an important and beneficial role to raise digital money. The first Cryptocurrency is Bitcoin which is a peer to peer Electronic Cash System founded on January 3rd, 2009 by Satoshi Nakamoto.
There are many types of digital money currently running in the world. Bitcoin is very popular among them. Here I am sharing names of some Cryptocurrency.
The Cryptocurrency market is now worth more than $100 billion and almost every country now used the digital currency for their private investment.
It composes of a Blockchain which consists of a computer file and documents which are distributed over the Internet and shared by its holders. The record of each and every transaction is kept secured in that Blockchain. And this chain is run by miners who kept a record of transactions and also cross verify them. Their work is to maintain the confidentiality and authentication of information and also to update the transactions. Value of Cryptocurrency is depended on demand and supply. And there is no interface like bank between seller and consumer; hence they share peer to peer transaction. And their identity is not revealed.
So this is all about the Cryptocurrency now you can easily decide Digital currency changes our future and why people love to replace it with visible or non-digital money.
The crypto market continues to grow. Every day are born new initiatives in the virutal currency and many crypto entrepreneurs looking for an optimal location to start their projects.
Due to international regulations regarding blockchain, many countries have been banned for this reason we have propose a list of the 7 best cities in the world for crypto startup and ICO:
This is one of the most crypto-friendly city on the world. Hong Kong is one of the world’s leading financial epicenters, the SFC is set to reevaluate cryptocurrency laws, especially in terms of regulating the Initial Coin Offering (ICO) sector. Hong Kong is the latest Asian nation that is set to tighten crypto laws on traders and exchanges.
This another of the first countries to start regulating the usage of digital currencies in 2014 by imposing taxation on earnings. Singapore is known for support of crypto related technologies and fintech innovation. The cryptocurrency exchanges and trading are legal in Singapore,and the city taken a friendly position for starup and ico’s.
The city of Switzerland also called “crypto valley”is the capital of many startups,currently around 500 projects concerning blockchain and ico’s. Switzerland in 2016 was the first country in the world to accept the bitcoin for the payment of municipal taxes.Switzerland is known for its crypto-friendly approach and blockchain development.
The island has always reported to crypto friendly. Malta has been receiving companies related to the crypto market such as Binance and BitBay. The Prime Minister of Malta, Joseph Muscat, has been very favorable towards virtual currencies and blockchain technology and has pushed for friendly legislation in the country.
The Silicon valley is the capital of giants company like Google, Apple, Facebook.
Coinbase, headquartered in San Francisco, has become one of the biggest companies of the moment, allowing users to buy and sell bitcoins.
The city is one of the most crypto and Bitcoin friendly cities in Europe. Amsterdam have also an important number of crypto start ups. The city is famous for Bitcoin Embassy,The Bitcoin Embassy Amsterdam is a location where the community and all the crypto enthusiasts can meet and organize a variety of events and projects.
A major European and international city for cryptocurrencies, the Czech capital has 150 places (restaurants,bar,hotels) where Bitcoin is accepted as a method of payment.Many of blockchain companies operate in the Czech Republic like Adelphoi.io ,fintech startups SDK finance, Cashila, finGOOD.